LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,634
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,205
−HK$2,611/mo
Today · 4.125%
HK$87,816
baseline
▲ 0.50% · 4.625%
HK$93,160
+HK$5,344/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$175,632/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,930
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,395
−HK$2,502/mo
Today · 4.125%
HK$96,897
baseline
▲ 0.50% · 4.625%
HK$102,004
+HK$5,107/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$193,794/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,161
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$102,246
−HK$3,134/mo
Today · 4.125%
HK$105,380
baseline
▲ 0.50% · 4.625%
HK$111,792
+HK$6,412/mo
Deposit HK$14.50M · loan HK$21.74M · min. income ≈ HK$210,760/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,316
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,275
−HK$3,001/mo
Today · 4.125%
HK$116,276
baseline
▲ 0.50% · 4.625%
HK$122,405
+HK$6,129/mo
Deposit HK$14.50M · loan HK$21.74M · min. income ≈ HK$232,552/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,688
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$119,287
−HK$3,656/mo
Today · 4.125%
HK$122,943
baseline
▲ 0.50% · 4.625%
HK$130,424
+HK$7,481/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$245,886/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,702
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$132,154
−HK$3,501/mo
Today · 4.125%
HK$135,655
baseline
▲ 0.50% · 4.625%
HK$142,806
+HK$7,151/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$271,310/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,742
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$153,369
−HK$4,700/mo
Today · 4.125%
HK$158,069
baseline
▲ 0.50% · 4.625%
HK$167,687
+HK$9,618/mo
Deposit HK$3.62M · loan HK$32.62M · min. income ≈ HK$316,138/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,474
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$169,912
−HK$4,502/mo
Today · 4.125%
HK$174,414
baseline
▲ 0.50% · 4.625%
HK$183,607
+HK$9,193/mo
Deposit HK$3.62M · loan HK$32.62M · min. income ≈ HK$348,828/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,161 · Scale 2, in force from 26 Feb 2026)