LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,637
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,207
−HK$2,612/mo
Today · 4.125%
HK$87,819
baseline
▲ 0.50% · 4.625%
HK$93,162
+HK$5,343/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$175,638/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,932
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,398
−HK$2,501/mo
Today · 4.125%
HK$96,899
baseline
▲ 0.50% · 4.625%
HK$102,007
+HK$5,108/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$193,798/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,164
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,249
−HK$3,133/mo
Today · 4.125%
HK$105,382
baseline
▲ 0.50% · 4.625%
HK$111,795
+HK$6,413/mo
Deposit HK$14.50M · loan HK$21.74M · min. income ≈ HK$210,764/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,319
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,278
−HK$3,001/mo
Today · 4.125%
HK$116,279
baseline
▲ 0.50% · 4.625%
HK$122,408
+HK$6,129/mo
Deposit HK$14.50M · loan HK$21.74M · min. income ≈ HK$232,558/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,691
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$119,290
−HK$3,656/mo
Today · 4.125%
HK$122,946
baseline
▲ 0.50% · 4.625%
HK$130,427
+HK$7,481/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$245,892/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,705
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$132,157
−HK$3,502/mo
Today · 4.125%
HK$135,659
baseline
▲ 0.50% · 4.625%
HK$142,810
+HK$7,151/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$271,318/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,746
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$153,373
−HK$4,701/mo
Today · 4.125%
HK$158,074
baseline
▲ 0.50% · 4.625%
HK$167,692
+HK$9,618/mo
Deposit HK$3.62M · loan HK$32.62M · min. income ≈ HK$316,148/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,478
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,916
−HK$4,503/mo
Today · 4.125%
HK$174,419
baseline
▲ 0.50% · 4.625%
HK$183,612
+HK$9,193/mo
Deposit HK$3.62M · loan HK$32.62M · min. income ≈ HK$348,838/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,203 · Scale 2, in force from 26 Feb 2026)