LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,638
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,209
−HK$2,611/mo
Today · 4.125%
HK$87,820
baseline
▲ 0.50% · 4.625%
HK$93,164
+HK$5,344/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$175,640/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,934
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,400
−HK$2,501/mo
Today · 4.125%
HK$96,901
baseline
▲ 0.50% · 4.625%
HK$102,009
+HK$5,108/mo
Deposit HK$18.12M · loan HK$18.12M · min. income ≈ HK$193,802/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,166
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$102,250
−HK$3,134/mo
Today · 4.125%
HK$105,384
baseline
▲ 0.50% · 4.625%
HK$111,797
+HK$6,413/mo
Deposit HK$14.50M · loan HK$21.74M · min. income ≈ HK$210,768/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,321
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$113,280
−HK$3,001/mo
Today · 4.125%
HK$116,281
baseline
▲ 0.50% · 4.625%
HK$122,411
+HK$6,130/mo
Deposit HK$14.50M · loan HK$21.74M · min. income ≈ HK$232,562/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,693
−HK$7,255/mo
▼ 0.25% · 3.875%
HK$119,292
−HK$3,656/mo
Today · 4.125%
HK$122,948
baseline
▲ 0.50% · 4.625%
HK$130,430
+HK$7,482/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$245,896/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,708
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$132,160
−HK$3,502/mo
Today · 4.125%
HK$135,662
baseline
▲ 0.50% · 4.625%
HK$142,812
+HK$7,150/mo
Deposit HK$10.87M · loan HK$25.37M · min. income ≈ HK$271,324/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,749
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$153,376
−HK$4,701/mo
Today · 4.125%
HK$158,077
baseline
▲ 0.50% · 4.625%
HK$167,695
+HK$9,618/mo
Deposit HK$3.62M · loan HK$32.62M · min. income ≈ HK$316,154/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,481
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,920
−HK$4,502/mo
Today · 4.125%
HK$174,422
baseline
▲ 0.50% · 4.625%
HK$183,616
+HK$9,194/mo
Deposit HK$3.62M · loan HK$32.62M · min. income ≈ HK$348,844/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$1,540,232 · Scale 2, in force from 26 Feb 2026)