LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,659
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,231
−HK$2,612/mo
Today · 4.125%
HK$87,843
baseline
▲ 0.50% · 4.625%
HK$93,188
+HK$5,345/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,686/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,958
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,424
−HK$2,502/mo
Today · 4.125%
HK$96,926
baseline
▲ 0.50% · 4.625%
HK$102,035
+HK$5,109/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,852/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,191
−HK$6,220/mo
▼ 0.25% · 3.875%
HK$102,277
−HK$3,134/mo
Today · 4.125%
HK$105,411
baseline
▲ 0.50% · 4.625%
HK$111,825
+HK$6,414/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$210,822/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,349
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$113,309
−HK$3,002/mo
Today · 4.125%
HK$116,311
baseline
▲ 0.50% · 4.625%
HK$122,442
+HK$6,131/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$232,622/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,723
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,323
−HK$3,657/mo
Today · 4.125%
HK$122,980
baseline
▲ 0.50% · 4.625%
HK$130,463
+HK$7,483/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$245,960/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,741
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$132,194
−HK$3,502/mo
Today · 4.125%
HK$135,696
baseline
▲ 0.50% · 4.625%
HK$142,849
+HK$7,153/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$271,392/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,787
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$153,415
−HK$4,702/mo
Today · 4.125%
HK$158,117
baseline
▲ 0.50% · 4.625%
HK$167,738
+HK$9,621/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$316,234/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,524
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$169,963
−HK$4,504/mo
Today · 4.125%
HK$174,467
baseline
▲ 0.50% · 4.625%
HK$183,663
+HK$9,196/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$348,934/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,627 · Scale 2, in force from 26 Feb 2026)