LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,663
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,234
−HK$2,613/mo
Today · 4.125%
HK$87,847
baseline
▲ 0.50% · 4.625%
HK$93,192
+HK$5,345/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,694/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,962
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,428
−HK$2,502/mo
Today · 4.125%
HK$96,930
baseline
▲ 0.50% · 4.625%
HK$102,039
+HK$5,109/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,860/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,195
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,281
−HK$3,135/mo
Today · 4.125%
HK$105,416
baseline
▲ 0.50% · 4.625%
HK$111,830
+HK$6,414/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$210,832/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,354
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$113,314
−HK$3,002/mo
Today · 4.125%
HK$116,316
baseline
▲ 0.50% · 4.625%
HK$122,447
+HK$6,131/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$232,632/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,728
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,328
−HK$3,657/mo
Today · 4.125%
HK$122,985
baseline
▲ 0.50% · 4.625%
HK$130,469
+HK$7,484/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$245,970/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,746
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,199
−HK$3,503/mo
Today · 4.125%
HK$135,702
baseline
▲ 0.50% · 4.625%
HK$142,855
+HK$7,153/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$271,404/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,793
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$153,422
−HK$4,702/mo
Today · 4.125%
HK$158,124
baseline
▲ 0.50% · 4.625%
HK$167,745
+HK$9,621/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$316,248/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,531
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$169,970
−HK$4,504/mo
Today · 4.125%
HK$174,474
baseline
▲ 0.50% · 4.625%
HK$183,671
+HK$9,197/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$348,948/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,693 · Scale 2, in force from 26 Feb 2026)