LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,664
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,235
−HK$2,612/mo
Today · 4.125%
HK$87,847
baseline
▲ 0.50% · 4.625%
HK$93,193
+HK$5,346/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,694/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,962
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,429
−HK$2,502/mo
Today · 4.125%
HK$96,931
baseline
▲ 0.50% · 4.625%
HK$102,040
+HK$5,109/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,862/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,196
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,282
−HK$3,135/mo
Today · 4.125%
HK$105,417
baseline
▲ 0.50% · 4.625%
HK$111,831
+HK$6,414/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$210,834/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,355
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$113,315
−HK$3,002/mo
Today · 4.125%
HK$116,317
baseline
▲ 0.50% · 4.625%
HK$122,448
+HK$6,131/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$232,634/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,729
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,329
−HK$3,657/mo
Today · 4.125%
HK$122,986
baseline
▲ 0.50% · 4.625%
HK$130,470
+HK$7,484/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$245,972/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,747
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,200
−HK$3,503/mo
Today · 4.125%
HK$135,703
baseline
▲ 0.50% · 4.625%
HK$142,856
+HK$7,153/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$271,406/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,794
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$153,423
−HK$4,702/mo
Today · 4.125%
HK$158,125
baseline
▲ 0.50% · 4.625%
HK$167,747
+HK$9,622/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$316,250/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,532
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,972
−HK$4,504/mo
Today · 4.125%
HK$174,476
baseline
▲ 0.50% · 4.625%
HK$183,672
+HK$9,196/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$348,952/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,705 · Scale 2, in force from 26 Feb 2026)