LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,665
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,236
−HK$2,613/mo
Today · 4.125%
HK$87,849
baseline
▲ 0.50% · 4.625%
HK$93,194
+HK$5,345/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,698/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,964
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,430
−HK$2,502/mo
Today · 4.125%
HK$96,932
baseline
▲ 0.50% · 4.625%
HK$102,042
+HK$5,110/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,864/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,198
−HK$6,220/mo
▼ 0.25% · 3.875%
HK$102,283
−HK$3,135/mo
Today · 4.125%
HK$105,418
baseline
▲ 0.50% · 4.625%
HK$111,833
+HK$6,415/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$210,836/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,356
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,316
−HK$3,003/mo
Today · 4.125%
HK$116,319
baseline
▲ 0.50% · 4.625%
HK$122,450
+HK$6,131/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$232,638/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,731
−HK$7,257/mo
▼ 0.25% · 3.875%
HK$119,331
−HK$3,657/mo
Today · 4.125%
HK$122,988
baseline
▲ 0.50% · 4.625%
HK$130,471
+HK$7,483/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$245,976/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,749
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,202
−HK$3,503/mo
Today · 4.125%
HK$135,705
baseline
▲ 0.50% · 4.625%
HK$142,858
+HK$7,153/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$271,410/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,797
−HK$9,330/mo
▼ 0.25% · 3.875%
HK$153,425
−HK$4,702/mo
Today · 4.125%
HK$158,127
baseline
▲ 0.50% · 4.625%
HK$167,749
+HK$9,622/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$316,254/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,535
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$169,974
−HK$4,504/mo
Today · 4.125%
HK$174,478
baseline
▲ 0.50% · 4.625%
HK$183,675
+HK$9,197/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$348,956/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,727 · Scale 2, in force from 26 Feb 2026)