LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,673
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,245
−HK$2,613/mo
Today · 4.125%
HK$87,858
baseline
▲ 0.50% · 4.625%
HK$93,204
+HK$5,346/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,716/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,973
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,440
−HK$2,502/mo
Today · 4.125%
HK$96,942
baseline
▲ 0.50% · 4.625%
HK$102,052
+HK$5,110/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,884/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,208
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,294
−HK$3,135/mo
Today · 4.125%
HK$105,429
baseline
▲ 0.50% · 4.625%
HK$111,845
+HK$6,416/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$210,858/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,368
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,328
−HK$3,003/mo
Today · 4.125%
HK$116,331
baseline
▲ 0.50% · 4.625%
HK$122,463
+HK$6,132/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$232,662/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,743
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$119,343
−HK$3,658/mo
Today · 4.125%
HK$123,001
baseline
▲ 0.50% · 4.625%
HK$130,485
+HK$7,484/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$246,002/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,763
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$132,216
−HK$3,503/mo
Today · 4.125%
HK$135,719
baseline
▲ 0.50% · 4.625%
HK$142,873
+HK$7,154/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$271,438/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,812
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$153,441
−HK$4,703/mo
Today · 4.125%
HK$158,144
baseline
▲ 0.50% · 4.625%
HK$167,767
+HK$9,623/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$316,288/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,552
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,992
−HK$4,504/mo
Today · 4.125%
HK$174,496
baseline
▲ 0.50% · 4.625%
HK$183,694
+HK$9,198/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$348,992/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,890 · Scale 2, in force from 26 Feb 2026)