LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,677
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,249
−HK$2,613/mo
Today · 4.125%
HK$87,862
baseline
▲ 0.50% · 4.625%
HK$93,208
+HK$5,346/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,724/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,978
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,444
−HK$2,503/mo
Today · 4.125%
HK$96,947
baseline
▲ 0.50% · 4.625%
HK$102,057
+HK$5,110/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,894/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,213
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$102,299
−HK$3,135/mo
Today · 4.125%
HK$105,434
baseline
▲ 0.50% · 4.625%
HK$111,850
+HK$6,416/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$210,868/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,373
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$113,333
−HK$3,003/mo
Today · 4.125%
HK$116,336
baseline
▲ 0.50% · 4.625%
HK$122,469
+HK$6,133/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$232,672/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,748
−HK$7,259/mo
▼ 0.25% · 3.875%
HK$119,349
−HK$3,658/mo
Today · 4.125%
HK$123,007
baseline
▲ 0.50% · 4.625%
HK$130,491
+HK$7,484/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$246,014/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,769
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$132,222
−HK$3,504/mo
Today · 4.125%
HK$135,726
baseline
▲ 0.50% · 4.625%
HK$142,880
+HK$7,154/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$271,452/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,819
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$153,448
−HK$4,703/mo
Today · 4.125%
HK$158,151
baseline
▲ 0.50% · 4.625%
HK$167,775
+HK$9,624/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$316,302/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,560
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$170,000
−HK$4,504/mo
Today · 4.125%
HK$174,504
baseline
▲ 0.50% · 4.625%
HK$183,703
+HK$9,199/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$349,008/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,961 · Scale 2, in force from 26 Feb 2026)