LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,678
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,249
−HK$2,613/mo
Today · 4.125%
HK$87,862
baseline
▲ 0.50% · 4.625%
HK$93,208
+HK$5,346/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,724/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,978
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,445
−HK$2,502/mo
Today · 4.125%
HK$96,947
baseline
▲ 0.50% · 4.625%
HK$102,057
+HK$5,110/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,894/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,213
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$102,299
−HK$3,136/mo
Today · 4.125%
HK$105,435
baseline
▲ 0.50% · 4.625%
HK$111,850
+HK$6,415/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$210,870/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,373
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$113,334
−HK$3,003/mo
Today · 4.125%
HK$116,337
baseline
▲ 0.50% · 4.625%
HK$122,469
+HK$6,132/mo
Deposit HK$14.50M · loan HK$21.75M · min. income ≈ HK$232,674/mo (50% DSR)
Upfront cash ≈ HK$16.04M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,749
−HK$7,258/mo
▼ 0.25% · 3.875%
HK$119,349
−HK$3,658/mo
Today · 4.125%
HK$123,007
baseline
▲ 0.50% · 4.625%
HK$130,492
+HK$7,485/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$246,014/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,769
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$132,223
−HK$3,503/mo
Today · 4.125%
HK$135,726
baseline
▲ 0.50% · 4.625%
HK$142,880
+HK$7,154/mo
Deposit HK$10.88M · loan HK$25.38M · min. income ≈ HK$271,452/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,820
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$153,449
−HK$4,703/mo
Today · 4.125%
HK$158,152
baseline
▲ 0.50% · 4.625%
HK$167,775
+HK$9,623/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$316,304/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,560
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$170,000
−HK$4,505/mo
Today · 4.125%
HK$174,505
baseline
▲ 0.50% · 4.625%
HK$183,703
+HK$9,198/mo
Deposit HK$3.63M · loan HK$32.63M · min. income ≈ HK$349,010/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,540,965 · Scale 2, in force from 26 Feb 2026)