LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,698
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$85,271
−HK$2,613/mo
Today · 4.125%
HK$87,884
baseline
▲ 0.50% · 4.625%
HK$93,232
+HK$5,348/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,768/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,001
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,468
−HK$2,504/mo
Today · 4.125%
HK$96,972
baseline
▲ 0.50% · 4.625%
HK$102,083
+HK$5,111/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,944/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,238
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,325
−HK$3,136/mo
Today · 4.125%
HK$105,461
baseline
▲ 0.50% · 4.625%
HK$111,878
+HK$6,417/mo
Deposit HK$14.51M · loan HK$21.76M · min. income ≈ HK$210,922/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,401
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,362
−HK$3,004/mo
Today · 4.125%
HK$116,366
baseline
▲ 0.50% · 4.625%
HK$122,500
+HK$6,134/mo
Deposit HK$14.51M · loan HK$21.76M · min. income ≈ HK$232,732/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,778
−HK$7,260/mo
▼ 0.25% · 3.875%
HK$119,379
−HK$3,659/mo
Today · 4.125%
HK$123,038
baseline
▲ 0.50% · 4.625%
HK$130,525
+HK$7,487/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$246,076/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,802
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$132,256
−HK$3,504/mo
Today · 4.125%
HK$135,760
baseline
▲ 0.50% · 4.625%
HK$142,916
+HK$7,156/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$271,520/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,857
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$153,487
−HK$4,705/mo
Today · 4.125%
HK$158,192
baseline
▲ 0.50% · 4.625%
HK$167,817
+HK$9,625/mo
Deposit HK$3.63M · loan HK$32.64M · min. income ≈ HK$316,384/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,602
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$170,043
−HK$4,506/mo
Today · 4.125%
HK$174,549
baseline
▲ 0.50% · 4.625%
HK$183,750
+HK$9,201/mo
Deposit HK$3.63M · loan HK$32.64M · min. income ≈ HK$349,098/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,353 · Scale 2, in force from 26 Feb 2026)