LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,702
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$85,275
−HK$2,613/mo
Today · 4.125%
HK$87,888
baseline
▲ 0.50% · 4.625%
HK$93,236
+HK$5,348/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$175,776/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,005
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,473
−HK$2,503/mo
Today · 4.125%
HK$96,976
baseline
▲ 0.50% · 4.625%
HK$102,088
+HK$5,112/mo
Deposit HK$18.13M · loan HK$18.13M · min. income ≈ HK$193,952/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,243
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$102,330
−HK$3,136/mo
Today · 4.125%
HK$105,466
baseline
▲ 0.50% · 4.625%
HK$111,883
+HK$6,417/mo
Deposit HK$14.51M · loan HK$21.76M · min. income ≈ HK$210,932/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,406
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$113,368
−HK$3,003/mo
Today · 4.125%
HK$116,371
baseline
▲ 0.50% · 4.625%
HK$122,505
+HK$6,134/mo
Deposit HK$14.51M · loan HK$21.76M · min. income ≈ HK$232,742/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,783
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$119,385
−HK$3,659/mo
Today · 4.125%
HK$123,044
baseline
▲ 0.50% · 4.625%
HK$130,531
+HK$7,487/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$246,088/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,808
−HK$6,959/mo
▼ 0.25% · 3.875%
HK$132,262
−HK$3,505/mo
Today · 4.125%
HK$135,767
baseline
▲ 0.50% · 4.625%
HK$142,923
+HK$7,156/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$271,534/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,864
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$153,495
−HK$4,704/mo
Today · 4.125%
HK$158,199
baseline
▲ 0.50% · 4.625%
HK$167,825
+HK$9,626/mo
Deposit HK$3.63M · loan HK$32.64M · min. income ≈ HK$316,398/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,610
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$170,051
−HK$4,506/mo
Today · 4.125%
HK$174,557
baseline
▲ 0.50% · 4.625%
HK$183,758
+HK$9,201/mo
Deposit HK$3.63M · loan HK$32.64M · min. income ≈ HK$349,114/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,425 · Scale 2, in force from 26 Feb 2026)