LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,718
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,291
−HK$2,614/mo
Today · 4.125%
HK$87,905
baseline
▲ 0.50% · 4.625%
HK$93,254
+HK$5,349/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$175,810/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,023
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,491
−HK$2,503/mo
Today · 4.125%
HK$96,994
baseline
▲ 0.50% · 4.625%
HK$102,107
+HK$5,113/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$193,988/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,261
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$102,349
−HK$3,137/mo
Today · 4.125%
HK$105,486
baseline
▲ 0.50% · 4.625%
HK$111,904
+HK$6,418/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$210,972/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,427
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$113,389
−HK$3,004/mo
Today · 4.125%
HK$116,393
baseline
▲ 0.50% · 4.625%
HK$122,528
+HK$6,135/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$232,786/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,805
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$119,407
−HK$3,660/mo
Today · 4.125%
HK$123,067
baseline
▲ 0.50% · 4.625%
HK$130,555
+HK$7,488/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$246,134/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,832
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,287
−HK$3,505/mo
Today · 4.125%
HK$135,792
baseline
▲ 0.50% · 4.625%
HK$142,950
+HK$7,158/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$271,584/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,892
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$153,523
−HK$4,706/mo
Today · 4.125%
HK$158,229
baseline
▲ 0.50% · 4.625%
HK$167,857
+HK$9,628/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$316,458/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,641
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,083
−HK$4,507/mo
Today · 4.125%
HK$174,590
baseline
▲ 0.50% · 4.625%
HK$183,793
+HK$9,203/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$349,180/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,715 · Scale 2, in force from 26 Feb 2026)