LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,720
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,293
−HK$2,615/mo
Today · 4.125%
HK$87,908
baseline
▲ 0.50% · 4.625%
HK$93,257
+HK$5,349/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$175,816/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,026
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,494
−HK$2,503/mo
Today · 4.125%
HK$96,997
baseline
▲ 0.50% · 4.625%
HK$102,110
+HK$5,113/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$193,994/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,264
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$102,352
−HK$3,137/mo
Today · 4.125%
HK$105,489
baseline
▲ 0.50% · 4.625%
HK$111,908
+HK$6,419/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$210,978/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,431
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$113,392
−HK$3,005/mo
Today · 4.125%
HK$116,397
baseline
▲ 0.50% · 4.625%
HK$122,532
+HK$6,135/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$232,794/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,809
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$119,411
−HK$3,660/mo
Today · 4.125%
HK$123,071
baseline
▲ 0.50% · 4.625%
HK$130,559
+HK$7,488/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$246,142/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,836
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,291
−HK$3,505/mo
Today · 4.125%
HK$135,796
baseline
▲ 0.50% · 4.625%
HK$142,954
+HK$7,158/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$271,592/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,897
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$153,528
−HK$4,706/mo
Today · 4.125%
HK$158,234
baseline
▲ 0.50% · 4.625%
HK$167,862
+HK$9,628/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$316,468/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,646
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,089
−HK$4,506/mo
Today · 4.125%
HK$174,595
baseline
▲ 0.50% · 4.625%
HK$183,799
+HK$9,204/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$349,190/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,764 · Scale 2, in force from 26 Feb 2026)