LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,721
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,294
−HK$2,614/mo
Today · 4.125%
HK$87,908
baseline
▲ 0.50% · 4.625%
HK$93,257
+HK$5,349/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$175,816/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,026
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,495
−HK$2,503/mo
Today · 4.125%
HK$96,998
baseline
▲ 0.50% · 4.625%
HK$102,111
+HK$5,113/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$193,996/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,265
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$102,353
−HK$3,137/mo
Today · 4.125%
HK$105,490
baseline
▲ 0.50% · 4.625%
HK$111,909
+HK$6,419/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$210,980/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,432
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$113,393
−HK$3,005/mo
Today · 4.125%
HK$116,398
baseline
▲ 0.50% · 4.625%
HK$122,533
+HK$6,135/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$232,796/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,810
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$119,412
−HK$3,660/mo
Today · 4.125%
HK$123,072
baseline
▲ 0.50% · 4.625%
HK$130,560
+HK$7,488/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$246,144/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,837
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$132,292
−HK$3,506/mo
Today · 4.125%
HK$135,798
baseline
▲ 0.50% · 4.625%
HK$142,956
+HK$7,158/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$271,596/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,898
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$153,530
−HK$4,705/mo
Today · 4.125%
HK$158,235
baseline
▲ 0.50% · 4.625%
HK$167,863
+HK$9,628/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$316,470/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,648
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,090
−HK$4,507/mo
Today · 4.125%
HK$174,597
baseline
▲ 0.50% · 4.625%
HK$183,800
+HK$9,203/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$349,194/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,778 · Scale 2, in force from 26 Feb 2026)