LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,724
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,297
−HK$2,615/mo
Today · 4.125%
HK$87,912
baseline
▲ 0.50% · 4.625%
HK$93,261
+HK$5,349/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$175,824/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,030
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,498
−HK$2,504/mo
Today · 4.125%
HK$97,002
baseline
▲ 0.50% · 4.625%
HK$102,115
+HK$5,113/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$194,004/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,269
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$102,357
−HK$3,137/mo
Today · 4.125%
HK$105,494
baseline
▲ 0.50% · 4.625%
HK$111,913
+HK$6,419/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$210,988/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,436
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$113,398
−HK$3,004/mo
Today · 4.125%
HK$116,402
baseline
▲ 0.50% · 4.625%
HK$122,538
+HK$6,136/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$232,804/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,814
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$119,416
−HK$3,660/mo
Today · 4.125%
HK$123,076
baseline
▲ 0.50% · 4.625%
HK$130,565
+HK$7,489/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$246,152/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,842
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$132,297
−HK$3,506/mo
Today · 4.125%
HK$135,803
baseline
▲ 0.50% · 4.625%
HK$142,961
+HK$7,158/mo
Deposit HK$10.88M · loan HK$25.39M · min. income ≈ HK$271,606/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,903
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$153,535
−HK$4,706/mo
Today · 4.125%
HK$158,241
baseline
▲ 0.50% · 4.625%
HK$167,870
+HK$9,629/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$316,482/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,654
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,096
−HK$4,507/mo
Today · 4.125%
HK$174,603
baseline
▲ 0.50% · 4.625%
HK$183,807
+HK$9,204/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$349,206/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,834 · Scale 2, in force from 26 Feb 2026)