LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,729
−HK$5,188/mo
▼ 0.25% · 3.875%
HK$85,302
−HK$2,615/mo
Today · 4.125%
HK$87,917
baseline
▲ 0.50% · 4.625%
HK$93,266
+HK$5,349/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$175,834/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,035
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$94,503
−HK$2,505/mo
Today · 4.125%
HK$97,008
baseline
▲ 0.50% · 4.625%
HK$102,121
+HK$5,113/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$194,016/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,275
−HK$6,225/mo
▼ 0.25% · 3.875%
HK$102,363
−HK$3,137/mo
Today · 4.125%
HK$105,500
baseline
▲ 0.50% · 4.625%
HK$111,920
+HK$6,420/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$211,000/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,442
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$113,404
−HK$3,005/mo
Today · 4.125%
HK$116,409
baseline
▲ 0.50% · 4.625%
HK$122,545
+HK$6,136/mo
Deposit HK$14.51M · loan HK$21.77M · min. income ≈ HK$232,818/mo (50% DSR)
Upfront cash ≈ HK$16.05M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,821
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$119,423
−HK$3,661/mo
Today · 4.125%
HK$123,084
baseline
▲ 0.50% · 4.625%
HK$130,573
+HK$7,489/mo
Deposit HK$10.88M · loan HK$25.40M · min. income ≈ HK$246,168/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,849
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$132,305
−HK$3,506/mo
Today · 4.125%
HK$135,811
baseline
▲ 0.50% · 4.625%
HK$142,969
+HK$7,158/mo
Deposit HK$10.88M · loan HK$25.40M · min. income ≈ HK$271,622/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,912
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$153,544
−HK$4,706/mo
Today · 4.125%
HK$158,250
baseline
▲ 0.50% · 4.625%
HK$167,879
+HK$9,629/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$316,500/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,663
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$170,106
−HK$4,508/mo
Today · 4.125%
HK$174,614
baseline
▲ 0.50% · 4.625%
HK$183,818
+HK$9,204/mo
Deposit HK$3.63M · loan HK$32.65M · min. income ≈ HK$349,228/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,541,924 · Scale 2, in force from 26 Feb 2026)