LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,746
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$85,320
−HK$2,615/mo
Today · 4.125%
HK$87,935
baseline
▲ 0.50% · 4.625%
HK$93,286
+HK$5,351/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$175,870/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,055
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$94,523
−HK$2,505/mo
Today · 4.125%
HK$97,028
baseline
▲ 0.50% · 4.625%
HK$102,143
+HK$5,115/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$194,056/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,296
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$102,384
−HK$3,138/mo
Today · 4.125%
HK$105,522
baseline
▲ 0.50% · 4.625%
HK$111,943
+HK$6,421/mo
Deposit HK$14.52M · loan HK$21.77M · min. income ≈ HK$211,044/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,466
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,428
−HK$3,006/mo
Today · 4.125%
HK$116,434
baseline
▲ 0.50% · 4.625%
HK$122,571
+HK$6,137/mo
Deposit HK$14.52M · loan HK$21.77M · min. income ≈ HK$232,868/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,845
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$119,448
−HK$3,662/mo
Today · 4.125%
HK$123,110
baseline
▲ 0.50% · 4.625%
HK$130,600
+HK$7,490/mo
Deposit HK$10.89M · loan HK$25.40M · min. income ≈ HK$246,220/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,876
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$132,333
−HK$3,506/mo
Today · 4.125%
HK$135,839
baseline
▲ 0.50% · 4.625%
HK$143,000
+HK$7,161/mo
Deposit HK$10.89M · loan HK$25.40M · min. income ≈ HK$271,678/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,944
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$153,577
−HK$4,707/mo
Today · 4.125%
HK$158,284
baseline
▲ 0.50% · 4.625%
HK$167,915
+HK$9,631/mo
Deposit HK$3.63M · loan HK$32.66M · min. income ≈ HK$316,568/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,698
−HK$8,952/mo
▼ 0.25% · 3.875%
HK$170,142
−HK$4,508/mo
Today · 4.125%
HK$174,650
baseline
▲ 0.50% · 4.625%
HK$183,857
+HK$9,207/mo
Deposit HK$3.63M · loan HK$32.66M · min. income ≈ HK$349,300/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,250 · Scale 2, in force from 26 Feb 2026)