LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,750
−HK$5,189/mo
▼ 0.25% · 3.875%
HK$85,324
−HK$2,615/mo
Today · 4.125%
HK$87,939
baseline
▲ 0.50% · 4.625%
HK$93,290
+HK$5,351/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$175,878/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,058
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,527
−HK$2,505/mo
Today · 4.125%
HK$97,032
baseline
▲ 0.50% · 4.625%
HK$102,147
+HK$5,115/mo
Deposit HK$18.14M · loan HK$18.14M · min. income ≈ HK$194,064/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,300
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$102,389
−HK$3,138/mo
Today · 4.125%
HK$105,527
baseline
▲ 0.50% · 4.625%
HK$111,948
+HK$6,421/mo
Deposit HK$14.52M · loan HK$21.77M · min. income ≈ HK$211,054/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,470
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$113,433
−HK$3,005/mo
Today · 4.125%
HK$116,438
baseline
▲ 0.50% · 4.625%
HK$122,576
+HK$6,138/mo
Deposit HK$14.52M · loan HK$21.77M · min. income ≈ HK$232,876/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,850
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$119,453
−HK$3,662/mo
Today · 4.125%
HK$123,115
baseline
▲ 0.50% · 4.625%
HK$130,606
+HK$7,491/mo
Deposit HK$10.89M · loan HK$25.40M · min. income ≈ HK$246,230/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,882
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$132,338
−HK$3,507/mo
Today · 4.125%
HK$135,845
baseline
▲ 0.50% · 4.625%
HK$143,005
+HK$7,160/mo
Deposit HK$10.89M · loan HK$25.40M · min. income ≈ HK$271,690/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,950
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$153,583
−HK$4,707/mo
Today · 4.125%
HK$158,290
baseline
▲ 0.50% · 4.625%
HK$167,922
+HK$9,632/mo
Deposit HK$3.63M · loan HK$32.66M · min. income ≈ HK$316,580/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,705
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$170,149
−HK$4,509/mo
Today · 4.125%
HK$174,658
baseline
▲ 0.50% · 4.625%
HK$183,864
+HK$9,206/mo
Deposit HK$3.63M · loan HK$32.66M · min. income ≈ HK$349,316/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,313 · Scale 2, in force from 26 Feb 2026)