LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,751
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,326
−HK$2,615/mo
Today · 4.125%
HK$87,941
baseline
▲ 0.50% · 4.625%
HK$93,292
+HK$5,351/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,882/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,060
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,529
−HK$2,505/mo
Today · 4.125%
HK$97,034
baseline
▲ 0.50% · 4.625%
HK$102,149
+HK$5,115/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,068/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,302
−HK$6,227/mo
▼ 0.25% · 3.875%
HK$102,391
−HK$3,138/mo
Today · 4.125%
HK$105,529
baseline
▲ 0.50% · 4.625%
HK$111,950
+HK$6,421/mo
Deposit HK$14.52M · loan HK$21.77M · min. income ≈ HK$211,058/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,472
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$113,435
−HK$3,006/mo
Today · 4.125%
HK$116,441
baseline
▲ 0.50% · 4.625%
HK$122,578
+HK$6,137/mo
Deposit HK$14.52M · loan HK$21.77M · min. income ≈ HK$232,882/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,852
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$119,456
−HK$3,661/mo
Today · 4.125%
HK$123,117
baseline
▲ 0.50% · 4.625%
HK$130,608
+HK$7,491/mo
Deposit HK$10.89M · loan HK$25.40M · min. income ≈ HK$246,234/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,884
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$132,341
−HK$3,507/mo
Today · 4.125%
HK$135,848
baseline
▲ 0.50% · 4.625%
HK$143,008
+HK$7,160/mo
Deposit HK$10.89M · loan HK$25.40M · min. income ≈ HK$271,696/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,953
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$153,586
−HK$4,707/mo
Today · 4.125%
HK$158,293
baseline
▲ 0.50% · 4.625%
HK$167,925
+HK$9,632/mo
Deposit HK$3.63M · loan HK$32.66M · min. income ≈ HK$316,586/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,708
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$170,153
−HK$4,508/mo
Today · 4.125%
HK$174,661
baseline
▲ 0.50% · 4.625%
HK$183,868
+HK$9,207/mo
Deposit HK$3.63M · loan HK$32.66M · min. income ≈ HK$349,322/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,344 · Scale 2, in force from 26 Feb 2026)