LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,764
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,339
−HK$2,615/mo
Today · 4.125%
HK$87,954
baseline
▲ 0.50% · 4.625%
HK$93,306
+HK$5,352/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,908/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,075
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$94,544
−HK$2,505/mo
Today · 4.125%
HK$97,049
baseline
▲ 0.50% · 4.625%
HK$102,165
+HK$5,116/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,098/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,317
−HK$6,228/mo
▼ 0.25% · 3.875%
HK$102,407
−HK$3,138/mo
Today · 4.125%
HK$105,545
baseline
▲ 0.50% · 4.625%
HK$111,967
+HK$6,422/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$211,090/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,489
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,453
−HK$3,006/mo
Today · 4.125%
HK$116,459
baseline
▲ 0.50% · 4.625%
HK$122,598
+HK$6,139/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$232,918/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,870
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$119,474
−HK$3,662/mo
Today · 4.125%
HK$123,136
baseline
▲ 0.50% · 4.625%
HK$130,629
+HK$7,493/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$246,272/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,904
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,361
−HK$3,508/mo
Today · 4.125%
HK$135,869
baseline
▲ 0.50% · 4.625%
HK$143,030
+HK$7,161/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$271,738/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,976
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$153,610
−HK$4,708/mo
Today · 4.125%
HK$158,318
baseline
▲ 0.50% · 4.625%
HK$167,951
+HK$9,633/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$316,636/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,734
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$170,179
−HK$4,509/mo
Today · 4.125%
HK$174,688
baseline
▲ 0.50% · 4.625%
HK$183,896
+HK$9,208/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$349,376/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,584 · Scale 2, in force from 26 Feb 2026)