LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,769
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,344
−HK$2,616/mo
Today · 4.125%
HK$87,960
baseline
▲ 0.50% · 4.625%
HK$93,312
+HK$5,352/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,920/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,080
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,550
−HK$2,505/mo
Today · 4.125%
HK$97,055
baseline
▲ 0.50% · 4.625%
HK$102,171
+HK$5,116/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,110/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,323
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,413
−HK$3,139/mo
Today · 4.125%
HK$105,552
baseline
▲ 0.50% · 4.625%
HK$111,974
+HK$6,422/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$211,104/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,496
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,459
−HK$3,007/mo
Today · 4.125%
HK$116,466
baseline
▲ 0.50% · 4.625%
HK$122,605
+HK$6,139/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$232,932/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,877
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,481
−HK$3,663/mo
Today · 4.125%
HK$123,144
baseline
▲ 0.50% · 4.625%
HK$130,637
+HK$7,493/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$246,288/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,912
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,369
−HK$3,508/mo
Today · 4.125%
HK$135,877
baseline
▲ 0.50% · 4.625%
HK$143,039
+HK$7,162/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$271,754/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,985
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$153,619
−HK$4,708/mo
Today · 4.125%
HK$158,327
baseline
▲ 0.50% · 4.625%
HK$167,961
+HK$9,634/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$316,654/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,744
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,189
−HK$4,510/mo
Today · 4.125%
HK$174,699
baseline
▲ 0.50% · 4.625%
HK$183,907
+HK$9,208/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$349,398/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,676 · Scale 2, in force from 26 Feb 2026)