LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,775
−HK$5,190/mo
▼ 0.25% · 3.875%
HK$85,349
−HK$2,616/mo
Today · 4.125%
HK$87,965
baseline
▲ 0.50% · 4.625%
HK$93,318
+HK$5,353/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,930/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,086
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,556
−HK$2,505/mo
Today · 4.125%
HK$97,061
baseline
▲ 0.50% · 4.625%
HK$102,177
+HK$5,116/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,122/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,330
−HK$6,228/mo
▼ 0.25% · 3.875%
HK$102,419
−HK$3,139/mo
Today · 4.125%
HK$105,558
baseline
▲ 0.50% · 4.625%
HK$111,981
+HK$6,423/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$211,116/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,503
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,467
−HK$3,006/mo
Today · 4.125%
HK$116,473
baseline
▲ 0.50% · 4.625%
HK$122,613
+HK$6,140/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$232,946/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,885
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$119,489
−HK$3,662/mo
Today · 4.125%
HK$123,151
baseline
▲ 0.50% · 4.625%
HK$130,645
+HK$7,494/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$246,302/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,920
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,378
−HK$3,508/mo
Today · 4.125%
HK$135,886
baseline
▲ 0.50% · 4.625%
HK$143,048
+HK$7,162/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$271,772/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,994
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$153,629
−HK$4,709/mo
Today · 4.125%
HK$158,338
baseline
▲ 0.50% · 4.625%
HK$167,972
+HK$9,634/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$316,676/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,755
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,200
−HK$4,510/mo
Today · 4.125%
HK$174,710
baseline
▲ 0.50% · 4.625%
HK$183,919
+HK$9,209/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$349,420/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,775 · Scale 2, in force from 26 Feb 2026)