LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,775
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,350
−HK$2,616/mo
Today · 4.125%
HK$87,966
baseline
▲ 0.50% · 4.625%
HK$93,319
+HK$5,353/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,932/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,087
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,556
−HK$2,506/mo
Today · 4.125%
HK$97,062
baseline
▲ 0.50% · 4.625%
HK$102,178
+HK$5,116/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,124/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,330
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,420
−HK$3,139/mo
Today · 4.125%
HK$105,559
baseline
▲ 0.50% · 4.625%
HK$111,982
+HK$6,423/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$211,118/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,504
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,468
−HK$3,006/mo
Today · 4.125%
HK$116,474
baseline
▲ 0.50% · 4.625%
HK$122,614
+HK$6,140/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$232,948/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,885
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,490
−HK$3,662/mo
Today · 4.125%
HK$123,152
baseline
▲ 0.50% · 4.625%
HK$130,646
+HK$7,494/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$246,304/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,921
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,379
−HK$3,508/mo
Today · 4.125%
HK$135,887
baseline
▲ 0.50% · 4.625%
HK$143,049
+HK$7,162/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$271,774/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,996
−HK$9,343/mo
▼ 0.25% · 3.875%
HK$153,630
−HK$4,709/mo
Today · 4.125%
HK$158,339
baseline
▲ 0.50% · 4.625%
HK$167,973
+HK$9,634/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$316,678/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,756
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,202
−HK$4,509/mo
Today · 4.125%
HK$174,711
baseline
▲ 0.50% · 4.625%
HK$183,921
+HK$9,210/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$349,422/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,788 · Scale 2, in force from 26 Feb 2026)