LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,777
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,352
−HK$2,616/mo
Today · 4.125%
HK$87,968
baseline
▲ 0.50% · 4.625%
HK$93,321
+HK$5,353/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,936/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,089
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,558
−HK$2,506/mo
Today · 4.125%
HK$97,064
baseline
▲ 0.50% · 4.625%
HK$102,180
+HK$5,116/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,128/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,333
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,422
−HK$3,140/mo
Today · 4.125%
HK$105,562
baseline
▲ 0.50% · 4.625%
HK$111,985
+HK$6,423/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$211,124/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,506
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,470
−HK$3,007/mo
Today · 4.125%
HK$116,477
baseline
▲ 0.50% · 4.625%
HK$122,616
+HK$6,139/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$232,954/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,888
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,493
−HK$3,662/mo
Today · 4.125%
HK$123,155
baseline
▲ 0.50% · 4.625%
HK$130,649
+HK$7,494/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$246,310/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,924
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,382
−HK$3,508/mo
Today · 4.125%
HK$135,890
baseline
▲ 0.50% · 4.625%
HK$143,052
+HK$7,162/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$271,780/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,999
−HK$9,343/mo
▼ 0.25% · 3.875%
HK$153,634
−HK$4,708/mo
Today · 4.125%
HK$158,342
baseline
▲ 0.50% · 4.625%
HK$167,977
+HK$9,635/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$316,684/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,760
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,205
−HK$4,510/mo
Today · 4.125%
HK$174,715
baseline
▲ 0.50% · 4.625%
HK$183,925
+HK$9,210/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$349,430/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,821 · Scale 2, in force from 26 Feb 2026)