LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,779
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,354
−HK$2,616/mo
Today · 4.125%
HK$87,970
baseline
▲ 0.50% · 4.625%
HK$93,322
+HK$5,352/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,940/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,091
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,560
−HK$2,506/mo
Today · 4.125%
HK$97,066
baseline
▲ 0.50% · 4.625%
HK$102,182
+HK$5,116/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,132/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,334
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$102,424
−HK$3,140/mo
Today · 4.125%
HK$105,564
baseline
▲ 0.50% · 4.625%
HK$111,987
+HK$6,423/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$211,128/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,509
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$113,472
−HK$3,007/mo
Today · 4.125%
HK$116,479
baseline
▲ 0.50% · 4.625%
HK$122,619
+HK$6,140/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$232,958/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,890
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$119,495
−HK$3,663/mo
Today · 4.125%
HK$123,158
baseline
▲ 0.50% · 4.625%
HK$130,651
+HK$7,493/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$246,316/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,927
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,384
−HK$3,508/mo
Today · 4.125%
HK$135,892
baseline
▲ 0.50% · 4.625%
HK$143,055
+HK$7,163/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$271,784/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,002
−HK$9,343/mo
▼ 0.25% · 3.875%
HK$153,637
−HK$4,708/mo
Today · 4.125%
HK$158,345
baseline
▲ 0.50% · 4.625%
HK$167,980
+HK$9,635/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$316,690/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,763
−HK$8,956/mo
▼ 0.25% · 3.875%
HK$170,209
−HK$4,510/mo
Today · 4.125%
HK$174,719
baseline
▲ 0.50% · 4.625%
HK$183,928
+HK$9,209/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$349,438/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,852 · Scale 2, in force from 26 Feb 2026)