LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,779
−HK$5,191/mo
▼ 0.25% · 3.875%
HK$85,354
−HK$2,616/mo
Today · 4.125%
HK$87,970
baseline
▲ 0.50% · 4.625%
HK$93,323
+HK$5,353/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,940/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,091
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$94,561
−HK$2,505/mo
Today · 4.125%
HK$97,066
baseline
▲ 0.50% · 4.625%
HK$102,183
+HK$5,117/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,132/mo (50% DSR)
Upfront cash ≈ HK$19.69M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,335
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$102,425
−HK$3,139/mo
Today · 4.125%
HK$105,564
baseline
▲ 0.50% · 4.625%
HK$111,987
+HK$6,423/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$211,128/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,509
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$113,473
−HK$3,007/mo
Today · 4.125%
HK$116,480
baseline
▲ 0.50% · 4.625%
HK$122,619
+HK$6,139/mo
Deposit HK$14.52M · loan HK$21.78M · min. income ≈ HK$232,960/mo (50% DSR)
Upfront cash ≈ HK$16.06M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,891
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,496
−HK$3,662/mo
Today · 4.125%
HK$123,158
baseline
▲ 0.50% · 4.625%
HK$130,652
+HK$7,494/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$246,316/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,927
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,385
−HK$3,508/mo
Today · 4.125%
HK$135,893
baseline
▲ 0.50% · 4.625%
HK$143,056
+HK$7,163/mo
Deposit HK$10.89M · loan HK$25.41M · min. income ≈ HK$271,786/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,002
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$153,637
−HK$4,709/mo
Today · 4.125%
HK$158,346
baseline
▲ 0.50% · 4.625%
HK$167,981
+HK$9,635/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$316,692/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,764
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,209
−HK$4,510/mo
Today · 4.125%
HK$174,719
baseline
▲ 0.50% · 4.625%
HK$183,929
+HK$9,210/mo
Deposit HK$3.63M · loan HK$32.67M · min. income ≈ HK$349,438/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,542,858 · Scale 2, in force from 26 Feb 2026)