LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,794
−HK$5,192/mo
▼ 0.25% · 3.875%
HK$85,370
−HK$2,616/mo
Today · 4.125%
HK$87,986
baseline
▲ 0.50% · 4.625%
HK$93,340
+HK$5,354/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$175,972/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,108
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$94,578
−HK$2,506/mo
Today · 4.125%
HK$97,084
baseline
▲ 0.50% · 4.625%
HK$102,202
+HK$5,118/mo
Deposit HK$18.15M · loan HK$18.15M · min. income ≈ HK$194,168/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,353
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$102,444
−HK$3,140/mo
Today · 4.125%
HK$105,584
baseline
▲ 0.50% · 4.625%
HK$112,008
+HK$6,424/mo
Deposit HK$14.52M · loan HK$21.79M · min. income ≈ HK$211,168/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,529
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$113,494
−HK$3,007/mo
Today · 4.125%
HK$116,501
baseline
▲ 0.50% · 4.625%
HK$122,642
+HK$6,141/mo
Deposit HK$14.52M · loan HK$21.79M · min. income ≈ HK$233,002/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,912
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$119,518
−HK$3,663/mo
Today · 4.125%
HK$123,181
baseline
▲ 0.50% · 4.625%
HK$130,676
+HK$7,495/mo
Deposit HK$10.89M · loan HK$25.42M · min. income ≈ HK$246,362/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,951
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$132,409
−HK$3,509/mo
Today · 4.125%
HK$135,918
baseline
▲ 0.50% · 4.625%
HK$143,082
+HK$7,164/mo
Deposit HK$10.89M · loan HK$25.42M · min. income ≈ HK$271,836/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,030
−HK$9,345/mo
▼ 0.25% · 3.875%
HK$153,666
−HK$4,709/mo
Today · 4.125%
HK$158,375
baseline
▲ 0.50% · 4.625%
HK$168,012
+HK$9,637/mo
Deposit HK$3.63M · loan HK$32.68M · min. income ≈ HK$316,750/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,794
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,241
−HK$4,511/mo
Today · 4.125%
HK$174,752
baseline
▲ 0.50% · 4.625%
HK$183,963
+HK$9,211/mo
Deposit HK$3.63M · loan HK$32.68M · min. income ≈ HK$349,504/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,543,143 · Scale 2, in force from 26 Feb 2026)