LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,803
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,379
−HK$2,617/mo
Today · 4.125%
HK$87,996
baseline
▲ 0.50% · 4.625%
HK$93,350
+HK$5,354/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$175,992/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,118
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,588
−HK$2,507/mo
Today · 4.125%
HK$97,095
baseline
▲ 0.50% · 4.625%
HK$102,213
+HK$5,118/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$194,190/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,364
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$102,455
−HK$3,140/mo
Today · 4.125%
HK$105,595
baseline
▲ 0.50% · 4.625%
HK$112,020
+HK$6,425/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$211,190/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,541
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$113,506
−HK$3,008/mo
Today · 4.125%
HK$116,514
baseline
▲ 0.50% · 4.625%
HK$122,655
+HK$6,141/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$233,028/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,925
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$119,530
−HK$3,664/mo
Today · 4.125%
HK$123,194
baseline
▲ 0.50% · 4.625%
HK$130,690
+HK$7,496/mo
Deposit HK$10.89M · loan HK$25.42M · min. income ≈ HK$246,388/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,965
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$132,424
−HK$3,508/mo
Today · 4.125%
HK$135,932
baseline
▲ 0.50% · 4.625%
HK$143,098
+HK$7,166/mo
Deposit HK$10.89M · loan HK$25.42M · min. income ≈ HK$271,864/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,046
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$153,682
−HK$4,710/mo
Today · 4.125%
HK$158,392
baseline
▲ 0.50% · 4.625%
HK$168,030
+HK$9,638/mo
Deposit HK$3.63M · loan HK$32.68M · min. income ≈ HK$316,784/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,812
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,259
−HK$4,511/mo
Today · 4.125%
HK$174,770
baseline
▲ 0.50% · 4.625%
HK$183,983
+HK$9,213/mo
Deposit HK$3.63M · loan HK$32.68M · min. income ≈ HK$349,540/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$1,543,308 · Scale 2, in force from 26 Feb 2026)