LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,816
−HK$5,193/mo
▼ 0.25% · 3.875%
HK$85,392
−HK$2,617/mo
Today · 4.125%
HK$88,009
baseline
▲ 0.50% · 4.625%
HK$93,364
+HK$5,355/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$176,018/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,132
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,603
−HK$2,506/mo
Today · 4.125%
HK$97,109
baseline
▲ 0.50% · 4.625%
HK$102,228
+HK$5,119/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$194,218/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,379
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$102,470
−HK$3,141/mo
Today · 4.125%
HK$105,611
baseline
▲ 0.50% · 4.625%
HK$112,037
+HK$6,426/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$211,222/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,558
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$113,523
−HK$3,008/mo
Today · 4.125%
HK$116,531
baseline
▲ 0.50% · 4.625%
HK$122,674
+HK$6,143/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$233,062/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,942
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,549
−HK$3,664/mo
Today · 4.125%
HK$123,213
baseline
▲ 0.50% · 4.625%
HK$130,710
+HK$7,497/mo
Deposit HK$10.90M · loan HK$25.42M · min. income ≈ HK$246,426/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,984
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,444
−HK$3,509/mo
Today · 4.125%
HK$135,953
baseline
▲ 0.50% · 4.625%
HK$143,119
+HK$7,166/mo
Deposit HK$10.90M · loan HK$25.42M · min. income ≈ HK$271,906/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,068
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$153,705
−HK$4,711/mo
Today · 4.125%
HK$158,416
baseline
▲ 0.50% · 4.625%
HK$168,056
+HK$9,640/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$316,832/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,837
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$170,285
−HK$4,512/mo
Today · 4.125%
HK$174,797
baseline
▲ 0.50% · 4.625%
HK$184,011
+HK$9,214/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$349,594/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,542 · Scale 2, in force from 26 Feb 2026)