LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,816
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,392
−HK$2,618/mo
Today · 4.125%
HK$88,010
baseline
▲ 0.50% · 4.625%
HK$93,365
+HK$5,355/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$176,020/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,132
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$94,603
−HK$2,507/mo
Today · 4.125%
HK$97,110
baseline
▲ 0.50% · 4.625%
HK$102,229
+HK$5,119/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$194,220/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,380
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$102,471
−HK$3,141/mo
Today · 4.125%
HK$105,612
baseline
▲ 0.50% · 4.625%
HK$112,038
+HK$6,426/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$211,224/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,559
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$113,524
−HK$3,008/mo
Today · 4.125%
HK$116,532
baseline
▲ 0.50% · 4.625%
HK$122,675
+HK$6,143/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$233,064/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,943
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,549
−HK$3,665/mo
Today · 4.125%
HK$123,214
baseline
▲ 0.50% · 4.625%
HK$130,711
+HK$7,497/mo
Deposit HK$10.90M · loan HK$25.42M · min. income ≈ HK$246,428/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,985
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,445
−HK$3,509/mo
Today · 4.125%
HK$135,954
baseline
▲ 0.50% · 4.625%
HK$143,120
+HK$7,166/mo
Deposit HK$10.90M · loan HK$25.42M · min. income ≈ HK$271,908/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,070
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$153,706
−HK$4,712/mo
Today · 4.125%
HK$158,418
baseline
▲ 0.50% · 4.625%
HK$168,057
+HK$9,639/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$316,836/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,838
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$170,286
−HK$4,512/mo
Today · 4.125%
HK$174,798
baseline
▲ 0.50% · 4.625%
HK$184,012
+HK$9,214/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$349,596/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,554 · Scale 2, in force from 26 Feb 2026)