LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,818
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,394
−HK$2,618/mo
Today · 4.125%
HK$88,012
baseline
▲ 0.50% · 4.625%
HK$93,367
+HK$5,355/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$176,024/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,135
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$94,606
−HK$2,506/mo
Today · 4.125%
HK$97,112
baseline
▲ 0.50% · 4.625%
HK$102,231
+HK$5,119/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$194,224/mo (50% DSR)
Upfront cash ≈ HK$19.70M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,382
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$102,473
−HK$3,141/mo
Today · 4.125%
HK$105,614
baseline
▲ 0.50% · 4.625%
HK$112,040
+HK$6,426/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$211,228/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,561
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$113,527
−HK$3,008/mo
Today · 4.125%
HK$116,535
baseline
▲ 0.50% · 4.625%
HK$122,677
+HK$6,142/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$233,070/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,946
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$119,552
−HK$3,664/mo
Today · 4.125%
HK$123,216
baseline
▲ 0.50% · 4.625%
HK$130,714
+HK$7,498/mo
Deposit HK$10.90M · loan HK$25.42M · min. income ≈ HK$246,432/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,988
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,448
−HK$3,509/mo
Today · 4.125%
HK$135,957
baseline
▲ 0.50% · 4.625%
HK$143,124
+HK$7,167/mo
Deposit HK$10.90M · loan HK$25.42M · min. income ≈ HK$271,914/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,073
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$153,710
−HK$4,711/mo
Today · 4.125%
HK$158,421
baseline
▲ 0.50% · 4.625%
HK$168,061
+HK$9,640/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$316,842/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,842
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$170,290
−HK$4,512/mo
Today · 4.125%
HK$174,802
baseline
▲ 0.50% · 4.625%
HK$184,016
+HK$9,214/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$349,604/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,589 · Scale 2, in force from 26 Feb 2026)