LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,825
−HK$5,194/mo
▼ 0.25% · 3.875%
HK$85,402
−HK$2,617/mo
Today · 4.125%
HK$88,019
baseline
▲ 0.50% · 4.625%
HK$93,375
+HK$5,356/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$176,038/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,142
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,614
−HK$2,507/mo
Today · 4.125%
HK$97,121
baseline
▲ 0.50% · 4.625%
HK$102,240
+HK$5,119/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$194,242/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,390
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$102,482
−HK$3,141/mo
Today · 4.125%
HK$105,623
baseline
▲ 0.50% · 4.625%
HK$112,050
+HK$6,427/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$211,246/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,571
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$113,536
−HK$3,009/mo
Today · 4.125%
HK$116,545
baseline
▲ 0.50% · 4.625%
HK$122,688
+HK$6,143/mo
Deposit HK$14.53M · loan HK$21.79M · min. income ≈ HK$233,090/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,956
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,562
−HK$3,665/mo
Today · 4.125%
HK$123,227
baseline
▲ 0.50% · 4.625%
HK$130,725
+HK$7,498/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$246,454/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,999
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$132,459
−HK$3,510/mo
Today · 4.125%
HK$135,969
baseline
▲ 0.50% · 4.625%
HK$143,136
+HK$7,167/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$271,938/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,086
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$153,723
−HK$4,712/mo
Today · 4.125%
HK$158,435
baseline
▲ 0.50% · 4.625%
HK$168,075
+HK$9,640/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$316,870/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,856
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$170,305
−HK$4,512/mo
Today · 4.125%
HK$174,817
baseline
▲ 0.50% · 4.625%
HK$184,032
+HK$9,215/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$349,634/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,721 · Scale 2, in force from 26 Feb 2026)