LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,834
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,411
−HK$2,618/mo
Today · 4.125%
HK$88,029
baseline
▲ 0.50% · 4.625%
HK$93,385
+HK$5,356/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$176,058/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,152
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,624
−HK$2,507/mo
Today · 4.125%
HK$97,131
baseline
▲ 0.50% · 4.625%
HK$102,251
+HK$5,120/mo
Deposit HK$18.16M · loan HK$18.16M · min. income ≈ HK$194,262/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,401
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$102,493
−HK$3,141/mo
Today · 4.125%
HK$105,634
baseline
▲ 0.50% · 4.625%
HK$112,062
+HK$6,428/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$211,268/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,583
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$113,548
−HK$3,009/mo
Today · 4.125%
HK$116,557
baseline
▲ 0.50% · 4.625%
HK$122,701
+HK$6,144/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$233,114/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,968
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,575
−HK$3,665/mo
Today · 4.125%
HK$123,240
baseline
▲ 0.50% · 4.625%
HK$130,739
+HK$7,499/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$246,480/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,013
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$132,473
−HK$3,510/mo
Today · 4.125%
HK$135,983
baseline
▲ 0.50% · 4.625%
HK$143,151
+HK$7,168/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$271,966/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,101
−HK$9,350/mo
▼ 0.25% · 3.875%
HK$153,739
−HK$4,712/mo
Today · 4.125%
HK$158,451
baseline
▲ 0.50% · 4.625%
HK$168,093
+HK$9,642/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$316,902/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,874
−HK$8,962/mo
▼ 0.25% · 3.875%
HK$170,323
−HK$4,513/mo
Today · 4.125%
HK$174,836
baseline
▲ 0.50% · 4.625%
HK$184,051
+HK$9,215/mo
Deposit HK$3.63M · loan HK$32.69M · min. income ≈ HK$349,672/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,543,884 · Scale 2, in force from 26 Feb 2026)