LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,845
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,422
−HK$2,618/mo
Today · 4.125%
HK$88,040
baseline
▲ 0.50% · 4.625%
HK$93,398
+HK$5,358/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,080/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,165
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$94,636
−HK$2,508/mo
Today · 4.125%
HK$97,144
baseline
▲ 0.50% · 4.625%
HK$102,265
+HK$5,121/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,288/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,414
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,507
−HK$3,142/mo
Today · 4.125%
HK$105,649
baseline
▲ 0.50% · 4.625%
HK$112,077
+HK$6,428/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$211,298/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,598
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,564
−HK$3,009/mo
Today · 4.125%
HK$116,573
baseline
▲ 0.50% · 4.625%
HK$122,717
+HK$6,144/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$233,146/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,983
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$119,591
−HK$3,666/mo
Today · 4.125%
HK$123,257
baseline
▲ 0.50% · 4.625%
HK$130,757
+HK$7,500/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$246,514/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,030
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,491
−HK$3,511/mo
Today · 4.125%
HK$136,002
baseline
▲ 0.50% · 4.625%
HK$143,170
+HK$7,168/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$272,004/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,122
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$153,760
−HK$4,713/mo
Today · 4.125%
HK$158,473
baseline
▲ 0.50% · 4.625%
HK$168,116
+HK$9,643/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$316,946/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,896
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,346
−HK$4,513/mo
Today · 4.125%
HK$174,859
baseline
▲ 0.50% · 4.625%
HK$184,076
+HK$9,217/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$349,718/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,093 · Scale 2, in force from 26 Feb 2026)