LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,849
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,426
−HK$2,619/mo
Today · 4.125%
HK$88,045
baseline
▲ 0.50% · 4.625%
HK$93,402
+HK$5,357/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,090/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,169
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,641
−HK$2,508/mo
Today · 4.125%
HK$97,149
baseline
▲ 0.50% · 4.625%
HK$102,269
+HK$5,120/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,298/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,419
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,512
−HK$3,142/mo
Today · 4.125%
HK$105,654
baseline
▲ 0.50% · 4.625%
HK$112,082
+HK$6,428/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$211,308/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,603
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,569
−HK$3,009/mo
Today · 4.125%
HK$116,578
baseline
▲ 0.50% · 4.625%
HK$122,723
+HK$6,145/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$233,156/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,989
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,597
−HK$3,665/mo
Today · 4.125%
HK$123,262
baseline
▲ 0.50% · 4.625%
HK$130,763
+HK$7,501/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$246,524/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,037
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,497
−HK$3,511/mo
Today · 4.125%
HK$136,008
baseline
▲ 0.50% · 4.625%
HK$143,177
+HK$7,169/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$272,016/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,129
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$153,767
−HK$4,713/mo
Today · 4.125%
HK$158,480
baseline
▲ 0.50% · 4.625%
HK$168,123
+HK$9,643/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$316,960/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,904
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,354
−HK$4,513/mo
Today · 4.125%
HK$174,867
baseline
▲ 0.50% · 4.625%
HK$184,085
+HK$9,218/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$349,734/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,166 · Scale 2, in force from 26 Feb 2026)