LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,852
−HK$5,195/mo
▼ 0.25% · 3.875%
HK$85,429
−HK$2,618/mo
Today · 4.125%
HK$88,047
baseline
▲ 0.50% · 4.625%
HK$93,404
+HK$5,357/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,094/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,171
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,643
−HK$2,508/mo
Today · 4.125%
HK$97,151
baseline
▲ 0.50% · 4.625%
HK$102,272
+HK$5,121/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,302/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,422
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$102,514
−HK$3,142/mo
Today · 4.125%
HK$105,656
baseline
▲ 0.50% · 4.625%
HK$112,085
+HK$6,429/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$211,312/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,606
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$113,572
−HK$3,009/mo
Today · 4.125%
HK$116,581
baseline
▲ 0.50% · 4.625%
HK$122,727
+HK$6,146/mo
Deposit HK$14.53M · loan HK$21.80M · min. income ≈ HK$233,162/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,992
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$119,600
−HK$3,666/mo
Today · 4.125%
HK$123,266
baseline
▲ 0.50% · 4.625%
HK$130,766
+HK$7,500/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$246,532/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,040
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,501
−HK$3,511/mo
Today · 4.125%
HK$136,012
baseline
▲ 0.50% · 4.625%
HK$143,181
+HK$7,169/mo
Deposit HK$10.90M · loan HK$25.43M · min. income ≈ HK$272,024/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,133
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$153,772
−HK$4,713/mo
Today · 4.125%
HK$158,485
baseline
▲ 0.50% · 4.625%
HK$168,128
+HK$9,643/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$316,970/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,909
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,358
−HK$4,514/mo
Today · 4.125%
HK$174,872
baseline
▲ 0.50% · 4.625%
HK$184,090
+HK$9,218/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$349,744/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,208 · Scale 2, in force from 26 Feb 2026)