LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,860
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,438
−HK$2,618/mo
Today · 4.125%
HK$88,056
baseline
▲ 0.50% · 4.625%
HK$93,414
+HK$5,358/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,112/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,181
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,653
−HK$2,508/mo
Today · 4.125%
HK$97,161
baseline
▲ 0.50% · 4.625%
HK$102,283
+HK$5,122/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,322/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,432
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$102,525
−HK$3,142/mo
Today · 4.125%
HK$105,667
baseline
▲ 0.50% · 4.625%
HK$112,097
+HK$6,430/mo
Deposit HK$14.54M · loan HK$21.80M · min. income ≈ HK$211,334/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,617
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,584
−HK$3,010/mo
Today · 4.125%
HK$116,594
baseline
▲ 0.50% · 4.625%
HK$122,739
+HK$6,145/mo
Deposit HK$14.54M · loan HK$21.80M · min. income ≈ HK$233,188/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,004
−HK$7,275/mo
▼ 0.25% · 3.875%
HK$119,613
−HK$3,666/mo
Today · 4.125%
HK$123,279
baseline
▲ 0.50% · 4.625%
HK$130,780
+HK$7,501/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,558/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,053
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,515
−HK$3,511/mo
Today · 4.125%
HK$136,026
baseline
▲ 0.50% · 4.625%
HK$143,196
+HK$7,170/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,052/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,148
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$153,788
−HK$4,713/mo
Today · 4.125%
HK$158,501
baseline
▲ 0.50% · 4.625%
HK$168,146
+HK$9,645/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$317,002/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,926
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$170,376
−HK$4,514/mo
Today · 4.125%
HK$174,890
baseline
▲ 0.50% · 4.625%
HK$184,109
+HK$9,219/mo
Deposit HK$3.63M · loan HK$32.70M · min. income ≈ HK$349,780/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,369 · Scale 2, in force from 26 Feb 2026)