LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,865
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,443
−HK$2,619/mo
Today · 4.125%
HK$88,062
baseline
▲ 0.50% · 4.625%
HK$93,420
+HK$5,358/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,124/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,187
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$94,659
−HK$2,508/mo
Today · 4.125%
HK$97,167
baseline
▲ 0.50% · 4.625%
HK$102,289
+HK$5,122/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,334/mo (50% DSR)
Upfront cash ≈ HK$19.71M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,438
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,531
−HK$3,143/mo
Today · 4.125%
HK$105,674
baseline
▲ 0.50% · 4.625%
HK$112,104
+HK$6,430/mo
Deposit HK$14.54M · loan HK$21.80M · min. income ≈ HK$211,348/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,624
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,591
−HK$3,010/mo
Today · 4.125%
HK$116,601
baseline
▲ 0.50% · 4.625%
HK$122,747
+HK$6,146/mo
Deposit HK$14.54M · loan HK$21.80M · min. income ≈ HK$233,202/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,011
−HK$7,275/mo
▼ 0.25% · 3.875%
HK$119,620
−HK$3,666/mo
Today · 4.125%
HK$123,286
baseline
▲ 0.50% · 4.625%
HK$130,788
+HK$7,502/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,572/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,061
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,523
−HK$3,511/mo
Today · 4.125%
HK$136,034
baseline
▲ 0.50% · 4.625%
HK$143,205
+HK$7,171/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,068/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,157
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,797
−HK$4,714/mo
Today · 4.125%
HK$158,511
baseline
▲ 0.50% · 4.625%
HK$168,156
+HK$9,645/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$317,022/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,936
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$170,386
−HK$4,515/mo
Today · 4.125%
HK$174,901
baseline
▲ 0.50% · 4.625%
HK$184,120
+HK$9,219/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$349,802/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,462 · Scale 2, in force from 26 Feb 2026)