LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,872
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,450
−HK$2,619/mo
Today · 4.125%
HK$88,069
baseline
▲ 0.50% · 4.625%
HK$93,427
+HK$5,358/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,138/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,194
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,667
−HK$2,508/mo
Today · 4.125%
HK$97,175
baseline
▲ 0.50% · 4.625%
HK$102,297
+HK$5,122/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,350/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,446
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,539
−HK$3,143/mo
Today · 4.125%
HK$105,682
baseline
▲ 0.50% · 4.625%
HK$112,113
+HK$6,431/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,364/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,633
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,600
−HK$3,010/mo
Today · 4.125%
HK$116,610
baseline
▲ 0.50% · 4.625%
HK$122,757
+HK$6,147/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,220/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,020
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,629
−HK$3,667/mo
Today · 4.125%
HK$123,296
baseline
▲ 0.50% · 4.625%
HK$130,798
+HK$7,502/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,592/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,072
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,533
−HK$3,512/mo
Today · 4.125%
HK$136,045
baseline
▲ 0.50% · 4.625%
HK$143,216
+HK$7,171/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,090/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,169
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,809
−HK$4,714/mo
Today · 4.125%
HK$158,523
baseline
▲ 0.50% · 4.625%
HK$168,169
+HK$9,646/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$317,046/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,949
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,400
−HK$4,515/mo
Today · 4.125%
HK$174,915
baseline
▲ 0.50% · 4.625%
HK$184,135
+HK$9,220/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$349,830/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,585 · Scale 2, in force from 26 Feb 2026)