LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,873
−HK$5,196/mo
▼ 0.25% · 3.875%
HK$85,450
−HK$2,619/mo
Today · 4.125%
HK$88,069
baseline
▲ 0.50% · 4.625%
HK$93,428
+HK$5,359/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,138/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,195
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,668
−HK$2,508/mo
Today · 4.125%
HK$97,176
baseline
▲ 0.50% · 4.625%
HK$102,298
+HK$5,122/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,352/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,447
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,540
−HK$3,143/mo
Today · 4.125%
HK$105,683
baseline
▲ 0.50% · 4.625%
HK$112,114
+HK$6,431/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,366/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,634
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,601
−HK$3,010/mo
Today · 4.125%
HK$116,611
baseline
▲ 0.50% · 4.625%
HK$122,758
+HK$6,147/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,222/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,022
−HK$7,275/mo
▼ 0.25% · 3.875%
HK$119,631
−HK$3,666/mo
Today · 4.125%
HK$123,297
baseline
▲ 0.50% · 4.625%
HK$130,800
+HK$7,503/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,594/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,073
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,535
−HK$3,511/mo
Today · 4.125%
HK$136,046
baseline
▲ 0.50% · 4.625%
HK$143,217
+HK$7,171/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,092/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,171
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,811
−HK$4,714/mo
Today · 4.125%
HK$158,525
baseline
▲ 0.50% · 4.625%
HK$168,171
+HK$9,646/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$317,050/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,951
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,402
−HK$4,515/mo
Today · 4.125%
HK$174,917
baseline
▲ 0.50% · 4.625%
HK$184,137
+HK$9,220/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$349,834/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,600 · Scale 2, in force from 26 Feb 2026)