LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,874
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,452
−HK$2,619/mo
Today · 4.125%
HK$88,071
baseline
▲ 0.50% · 4.625%
HK$93,430
+HK$5,359/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,142/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,197
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,669
−HK$2,509/mo
Today · 4.125%
HK$97,178
baseline
▲ 0.50% · 4.625%
HK$102,300
+HK$5,122/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,356/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,449
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$102,543
−HK$3,142/mo
Today · 4.125%
HK$105,685
baseline
▲ 0.50% · 4.625%
HK$112,116
+HK$6,431/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,370/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,636
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,603
−HK$3,010/mo
Today · 4.125%
HK$116,613
baseline
▲ 0.50% · 4.625%
HK$122,760
+HK$6,147/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,226/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,024
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,633
−HK$3,667/mo
Today · 4.125%
HK$123,300
baseline
▲ 0.50% · 4.625%
HK$130,802
+HK$7,502/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,600/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,076
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,537
−HK$3,512/mo
Today · 4.125%
HK$136,049
baseline
▲ 0.50% · 4.625%
HK$143,220
+HK$7,171/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,098/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,174
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,814
−HK$4,714/mo
Today · 4.125%
HK$158,528
baseline
▲ 0.50% · 4.625%
HK$168,174
+HK$9,646/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$317,056/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,954
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,405
−HK$4,515/mo
Today · 4.125%
HK$174,920
baseline
▲ 0.50% · 4.625%
HK$184,140
+HK$9,220/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$349,840/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,632 · Scale 2, in force from 26 Feb 2026)