LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,877
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,455
−HK$2,619/mo
Today · 4.125%
HK$88,074
baseline
▲ 0.50% · 4.625%
HK$93,433
+HK$5,359/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,148/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,200
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,672
−HK$2,509/mo
Today · 4.125%
HK$97,181
baseline
▲ 0.50% · 4.625%
HK$102,304
+HK$5,123/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,362/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,452
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$102,546
−HK$3,143/mo
Today · 4.125%
HK$105,689
baseline
▲ 0.50% · 4.625%
HK$112,120
+HK$6,431/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,378/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,640
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$113,607
−HK$3,010/mo
Today · 4.125%
HK$116,617
baseline
▲ 0.50% · 4.625%
HK$122,764
+HK$6,147/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,234/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,028
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,637
−HK$3,667/mo
Today · 4.125%
HK$123,304
baseline
▲ 0.50% · 4.625%
HK$130,806
+HK$7,502/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,608/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,080
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,541
−HK$3,512/mo
Today · 4.125%
HK$136,053
baseline
▲ 0.50% · 4.625%
HK$143,225
+HK$7,172/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,106/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,178
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,819
−HK$4,714/mo
Today · 4.125%
HK$158,533
baseline
▲ 0.50% · 4.625%
HK$168,180
+HK$9,647/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$317,066/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,959
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,410
−HK$4,516/mo
Today · 4.125%
HK$174,926
baseline
▲ 0.50% · 4.625%
HK$184,146
+HK$9,220/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$349,852/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,681 · Scale 2, in force from 26 Feb 2026)