LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,880
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,458
−HK$2,620/mo
Today · 4.125%
HK$88,078
baseline
▲ 0.50% · 4.625%
HK$93,437
+HK$5,359/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,156/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,204
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$94,676
−HK$2,509/mo
Today · 4.125%
HK$97,185
baseline
▲ 0.50% · 4.625%
HK$102,308
+HK$5,123/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,370/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,456
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$102,550
−HK$3,143/mo
Today · 4.125%
HK$105,693
baseline
▲ 0.50% · 4.625%
HK$112,124
+HK$6,431/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,386/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,644
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,612
−HK$3,010/mo
Today · 4.125%
HK$116,622
baseline
▲ 0.50% · 4.625%
HK$122,769
+HK$6,147/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,244/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,033
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,642
−HK$3,667/mo
Today · 4.125%
HK$123,309
baseline
▲ 0.50% · 4.625%
HK$130,812
+HK$7,503/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,618/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,085
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,547
−HK$3,512/mo
Today · 4.125%
HK$136,059
baseline
▲ 0.50% · 4.625%
HK$143,231
+HK$7,172/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,118/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,185
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,825
−HK$4,715/mo
Today · 4.125%
HK$158,540
baseline
▲ 0.50% · 4.625%
HK$168,187
+HK$9,647/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$317,080/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,966
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,418
−HK$4,515/mo
Today · 4.125%
HK$174,933
baseline
▲ 0.50% · 4.625%
HK$184,154
+HK$9,221/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$349,866/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,746 · Scale 2, in force from 26 Feb 2026)