LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,884
−HK$5,197/mo
▼ 0.25% · 3.875%
HK$85,462
−HK$2,619/mo
Today · 4.125%
HK$88,081
baseline
▲ 0.50% · 4.625%
HK$93,441
+HK$5,360/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$176,162/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,207
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,680
−HK$2,509/mo
Today · 4.125%
HK$97,189
baseline
▲ 0.50% · 4.625%
HK$102,312
+HK$5,123/mo
Deposit HK$18.17M · loan HK$18.17M · min. income ≈ HK$194,378/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,460
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$102,554
−HK$3,143/mo
Today · 4.125%
HK$105,697
baseline
▲ 0.50% · 4.625%
HK$112,129
+HK$6,432/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,394/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,649
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,616
−HK$3,011/mo
Today · 4.125%
HK$116,627
baseline
▲ 0.50% · 4.625%
HK$122,774
+HK$6,147/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,254/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,037
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,646
−HK$3,668/mo
Today · 4.125%
HK$123,314
baseline
▲ 0.50% · 4.625%
HK$130,817
+HK$7,503/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$246,628/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,090
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,552
−HK$3,512/mo
Today · 4.125%
HK$136,064
baseline
▲ 0.50% · 4.625%
HK$143,237
+HK$7,173/mo
Deposit HK$10.90M · loan HK$25.44M · min. income ≈ HK$272,128/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,191
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,831
−HK$4,715/mo
Today · 4.125%
HK$158,546
baseline
▲ 0.50% · 4.625%
HK$168,193
+HK$9,647/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$317,092/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,973
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,424
−HK$4,516/mo
Today · 4.125%
HK$174,940
baseline
▲ 0.50% · 4.625%
HK$184,161
+HK$9,221/mo
Deposit HK$3.63M · loan HK$32.71M · min. income ≈ HK$349,880/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,806 · Scale 2, in force from 26 Feb 2026)