LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,889
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,467
−HK$2,620/mo
Today · 4.125%
HK$88,087
baseline
▲ 0.50% · 4.625%
HK$93,447
+HK$5,360/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$176,174/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,213
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,686
−HK$2,509/mo
Today · 4.125%
HK$97,195
baseline
▲ 0.50% · 4.625%
HK$102,319
+HK$5,124/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$194,390/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,467
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$102,561
−HK$3,143/mo
Today · 4.125%
HK$105,704
baseline
▲ 0.50% · 4.625%
HK$112,136
+HK$6,432/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,408/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,656
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,624
−HK$3,010/mo
Today · 4.125%
HK$116,634
baseline
▲ 0.50% · 4.625%
HK$122,782
+HK$6,148/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,268/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,045
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,654
−HK$3,668/mo
Today · 4.125%
HK$123,322
baseline
▲ 0.50% · 4.625%
HK$130,826
+HK$7,504/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$246,644/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,099
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,561
−HK$3,512/mo
Today · 4.125%
HK$136,073
baseline
▲ 0.50% · 4.625%
HK$143,246
+HK$7,173/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$272,146/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,200
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$153,841
−HK$4,715/mo
Today · 4.125%
HK$158,556
baseline
▲ 0.50% · 4.625%
HK$168,204
+HK$9,648/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$317,112/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,984
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,435
−HK$4,516/mo
Today · 4.125%
HK$174,951
baseline
▲ 0.50% · 4.625%
HK$184,173
+HK$9,222/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$349,902/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,908 · Scale 2, in force from 26 Feb 2026)