LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,890
−HK$5,198/mo
▼ 0.25% · 3.875%
HK$85,469
−HK$2,619/mo
Today · 4.125%
HK$88,088
baseline
▲ 0.50% · 4.625%
HK$93,448
+HK$5,360/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$176,176/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,215
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,688
−HK$2,509/mo
Today · 4.125%
HK$97,197
baseline
▲ 0.50% · 4.625%
HK$102,320
+HK$5,123/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$194,394/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,469
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$102,563
−HK$3,143/mo
Today · 4.125%
HK$105,706
baseline
▲ 0.50% · 4.625%
HK$112,138
+HK$6,432/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,412/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,658
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,626
−HK$3,010/mo
Today · 4.125%
HK$116,636
baseline
▲ 0.50% · 4.625%
HK$122,784
+HK$6,148/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,272/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,047
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,656
−HK$3,668/mo
Today · 4.125%
HK$123,324
baseline
▲ 0.50% · 4.625%
HK$130,828
+HK$7,504/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$246,648/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,101
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,563
−HK$3,513/mo
Today · 4.125%
HK$136,076
baseline
▲ 0.50% · 4.625%
HK$143,248
+HK$7,172/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$272,152/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,203
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$153,844
−HK$4,715/mo
Today · 4.125%
HK$158,559
baseline
▲ 0.50% · 4.625%
HK$168,207
+HK$9,648/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$317,118/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,987
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,438
−HK$4,516/mo
Today · 4.125%
HK$174,954
baseline
▲ 0.50% · 4.625%
HK$184,176
+HK$9,222/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$349,908/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,933 · Scale 2, in force from 26 Feb 2026)