LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,893
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,472
−HK$2,620/mo
Today · 4.125%
HK$88,092
baseline
▲ 0.50% · 4.625%
HK$93,452
+HK$5,360/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$176,184/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,218
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$94,691
−HK$2,509/mo
Today · 4.125%
HK$97,200
baseline
▲ 0.50% · 4.625%
HK$102,324
+HK$5,124/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$194,400/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,472
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$102,566
−HK$3,144/mo
Today · 4.125%
HK$105,710
baseline
▲ 0.50% · 4.625%
HK$112,142
+HK$6,432/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,420/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,662
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$113,630
−HK$3,010/mo
Today · 4.125%
HK$116,640
baseline
▲ 0.50% · 4.625%
HK$122,789
+HK$6,149/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,280/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,051
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,661
−HK$3,667/mo
Today · 4.125%
HK$123,328
baseline
▲ 0.50% · 4.625%
HK$130,832
+HK$7,504/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$246,656/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,105
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,568
−HK$3,512/mo
Today · 4.125%
HK$136,080
baseline
▲ 0.50% · 4.625%
HK$143,253
+HK$7,173/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$272,160/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,208
−HK$9,357/mo
▼ 0.25% · 3.875%
HK$153,849
−HK$4,716/mo
Today · 4.125%
HK$158,565
baseline
▲ 0.50% · 4.625%
HK$168,213
+HK$9,648/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$317,130/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,993
−HK$8,968/mo
▼ 0.25% · 3.875%
HK$170,444
−HK$4,517/mo
Today · 4.125%
HK$174,961
baseline
▲ 0.50% · 4.625%
HK$184,183
+HK$9,222/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$349,922/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,544,989 · Scale 2, in force from 26 Feb 2026)