LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,903
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,482
−HK$2,620/mo
Today · 4.125%
HK$88,102
baseline
▲ 0.50% · 4.625%
HK$93,463
+HK$5,361/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$176,204/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,229
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,702
−HK$2,510/mo
Today · 4.125%
HK$97,212
baseline
▲ 0.50% · 4.625%
HK$102,336
+HK$5,124/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$194,424/mo (50% DSR)
Upfront cash ≈ HK$19.72M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,484
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$102,578
−HK$3,144/mo
Today · 4.125%
HK$105,722
baseline
▲ 0.50% · 4.625%
HK$112,155
+HK$6,433/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$211,444/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,675
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$113,643
−HK$3,011/mo
Today · 4.125%
HK$116,654
baseline
▲ 0.50% · 4.625%
HK$122,803
+HK$6,149/mo
Deposit HK$14.54M · loan HK$21.81M · min. income ≈ HK$233,308/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,064
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$119,675
−HK$3,668/mo
Today · 4.125%
HK$123,343
baseline
▲ 0.50% · 4.625%
HK$130,848
+HK$7,505/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$246,686/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,120
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,583
−HK$3,513/mo
Today · 4.125%
HK$136,096
baseline
▲ 0.50% · 4.625%
HK$143,270
+HK$7,174/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$272,192/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,226
−HK$9,357/mo
▼ 0.25% · 3.875%
HK$153,867
−HK$4,716/mo
Today · 4.125%
HK$158,583
baseline
▲ 0.50% · 4.625%
HK$168,233
+HK$9,650/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$317,166/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,012
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$170,464
−HK$4,517/mo
Today · 4.125%
HK$174,981
baseline
▲ 0.50% · 4.625%
HK$184,205
+HK$9,224/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$349,962/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,545,170 · Scale 2, in force from 26 Feb 2026)