LTV · monthly repayment
▼ 0.50% · 3.625%
HK$82,912
−HK$5,199/mo
▼ 0.25% · 3.875%
HK$85,491
−HK$2,620/mo
Today · 4.125%
HK$88,111
baseline
▲ 0.50% · 4.625%
HK$93,473
+HK$5,362/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$176,222/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,239
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$94,713
−HK$2,509/mo
Today · 4.125%
HK$97,222
baseline
▲ 0.50% · 4.625%
HK$102,347
+HK$5,125/mo
Deposit HK$18.18M · loan HK$18.18M · min. income ≈ HK$194,444/mo (50% DSR)
Upfront cash ≈ HK$19.73M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,495
−HK$6,239/mo
▼ 0.25% · 3.875%
HK$102,589
−HK$3,145/mo
Today · 4.125%
HK$105,734
baseline
▲ 0.50% · 4.625%
HK$112,167
+HK$6,433/mo
Deposit HK$14.54M · loan HK$21.82M · min. income ≈ HK$211,468/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,687
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$113,655
−HK$3,012/mo
Today · 4.125%
HK$116,667
baseline
▲ 0.50% · 4.625%
HK$122,816
+HK$6,149/mo
Deposit HK$14.54M · loan HK$21.82M · min. income ≈ HK$233,334/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,077
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$119,688
−HK$3,668/mo
Today · 4.125%
HK$123,356
baseline
▲ 0.50% · 4.625%
HK$130,862
+HK$7,506/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$246,712/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,135
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,598
−HK$3,513/mo
Today · 4.125%
HK$136,111
baseline
▲ 0.50% · 4.625%
HK$143,286
+HK$7,175/mo
Deposit HK$10.91M · loan HK$25.45M · min. income ≈ HK$272,222/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,242
−HK$9,359/mo
▼ 0.25% · 3.875%
HK$153,884
−HK$4,717/mo
Today · 4.125%
HK$158,601
baseline
▲ 0.50% · 4.625%
HK$168,251
+HK$9,650/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$317,202/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,030
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$170,483
−HK$4,517/mo
Today · 4.125%
HK$175,000
baseline
▲ 0.50% · 4.625%
HK$184,225
+HK$9,225/mo
Deposit HK$3.64M · loan HK$32.72M · min. income ≈ HK$350,000/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$1,545,338 · Scale 2, in force from 26 Feb 2026)